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Great rates and expert advice

What if you could feel confident about buying a home in a competitive market? What if there was a mortgage flexible enough to get you into your dream home sooner? With great rates, flexible payments, tons of options, and personalized advice, we’re making home ownership a reality for more Canadians.

Feeling good about your mortgage and your home starts here. Together we’ll get you ready for all your life’s “what ifs.”

What do you want to do?


Buy my first home

Learn mortgage basics and get advice on becoming a homeowner.


Buy my next home

Get all the details on selling your home or buying a second property.

house and dollar bills

Renew or refinance

Plan your next step - learn about renewing or refinancing your mortgage.

Already started a Meridian mortgage application? Sign in and pick up where you left off.

Featured mortgage offers

Fixed rate

5-Year Closed High Ratio


Variable rate

5-Year Closed High Ratio


Fixed rate

5-Year Closed


Flex Line

Add a home equity
line of credit at


to a fixed or variable rate mortgage

Learn more

house and calculator

How will your mortgage add up?

How much mortgage can you afford? What will your mortgage payment be? Find the answers now.

Meridian specialist

Get personalized advice

Our Mortgage Specialists can tell you more about how to get a mortgage and give you expert advice on becoming a home owner.

What kind of mortgage do you want?

Fixed rate

Lock in a great rate and enjoy interest and payments that stay the same even if the market shifts.

Variable rate

With a rate that goes up or down depending on the market, you could save on interest.

High ratio

Buy with less than 20% down to get into the market faster. Great for first-time buyers.


Build from scratch or improve a fixer-upper with options designed for construction and renovation.

I want something more flexible

We’re all about making sure you can find an accessible, affordable mortgage that fits your life. Here’s how.

Flex Line Mortgage

An all-in-one mortgage and home equity line of credit. As you pay down your mortgage you get more access to the equity in your home to use however you want.

Learn more
Family bonding together
Family and friends get together

Friends and Family Mortgage

Join forces with your family or friends to buy a home. You can apply this option to any Meridian mortgage. A great choice for people who don’t belong to a conventional two-income family.

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Meridian Self-Employed Mortgage

The Meridian Self-Employed Mortgage is the perfect solution if you’re a business owner, an entrepreneur or self-employed. We understand small businesses, and we’ll work with you to make home ownership possible. You deserve a great mortgage - we can help you get one!

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woman looking at tablet

The Meridian Hybrid Mortgage

An innovative loan and mortgage mix that makes it easier to qualify for the mortgage you want, sooner. Perfect for recent graduates or professionals with a 20% down payment, and future income potential.

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Let’s talk about your mortgage

Whether you’re getting your first mortgage, renewing, switching or refinancing, we can help. Feeling good about your mortgage can start with a conversation. Get in touch or arrange for one of our Mortgage Specialists to come to you. It’s easy.