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TOPS Meridian Movie Market Contest

SHORT RULES

NO PURCHASE NECESSARY. Open to legal residents of Ontario who have reached the age of majority. Contest runs from June 26, 2026 (6:00 p.m. ET) to August 23, 2026 (11:59 p.m. ET). Enter at the Meridian Movie Market booth at a participating Toronto Outdoor Picture Show (“TOPS”) event by completing the entry form. One (1) grand prize of $5,000 CAD, deposited into a new eligible Meridian chequing account opened by the confirmed winner (approximate retail value: $5,000 CAD). Odds of winning depend on the number of eligible entries received. Selected entrant must correctly answer a skill-testing question and sign a Declaration of Eligibility and Publicity Release. Full Contest Rules, including how to enter without attending and account-opening conditions, available at meridiancu.ca/movie-market-contest. Sponsor: Meridian Credit Union Limited. 

Meridian is a credit union and not a Bank. Meridian operates in the province of Ontario. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

PART 2 — OFFICIAL RULES, TERMS AND CONDITIONS

NO PURCHASE NECESSARY. CONTEST IS OPEN TO LEGAL RESIDENTS OF ONTARIO ONLY. MUST BE THE AGE OF MAJORITY TO ENTER. ODDS OF WINNING DEPEND ON THE NUMBER OF ELIGIBLE ENTRIES RECEIVED. 

Meridian Credit Union Limited ("Meridian" or "Sponsor") is offering one (1) cash prize valued at $5,000 CAD (the "Prize") to one (1) eligible entrant who enters the TOPS Meridian Movie Market Contest (the "Contest") at a participating TOPS festival event during the Contest Period. 

CONTEST PERIOD 

The Contest begins on June 26, 2026 at 6:00 p.m. ET and ends on August 23, 2026 at 11:59 p.m. ET (the "Contest Period"). Entries received outside the Contest Period will not be eligible. 

PARTICIPATING EVENT LOCATIONS 

Entries will be accepted in person at the Meridian Movie Market activation booth at the following TOPS 2026 festival venues: 

  • Christie Pits Park – 750 Bloor St W, Toronto (June 26–28 and Sundays in July & August) 
  • Corktown Common – 155 Bayview Ave, Toronto (Thursdays in July) 
  • Bell Manor Park – 1 Bayside Lane, Etobicoke (August 13–15)

(each a “Participating TOPS Event”)

ELIGIBILITY CRITERIA 

To be eligible to enter the Contest, an entrant ("Entrant") must: 

1. Be a legal resident of Ontario, Canada at the time of entry and at the time the Prize is awarded. 

2. Have reached the age of majority in Ontario (18 years of age or older) as of the date of entry. 

3. Attend a Participating TOPS Event during the Contest Period and complete an entry at the Meridian Movie Market booth in accordance with the "How to Enter" section below. 

4. Not be an employee, officer, director, representative or agent of Meridian, its parent, related and affiliated companies, subsidiaries, Toronto Outdoor Picture Show, Aviso Financial Inc., advertising and promotional agencies, contest administrators, or any other parties engaged in the development, production, or distribution of Contest materials (each an "Ineligible Party"), or a person living in the same household as an Ineligible Party. 

HOW TO ENTER 

During the Contest Period, an Entrant may obtain one (1) Contest entry by: 

5. Visiting the Meridian Movie Market activation booth at a Participating TOPS Event; 

6. Completing the entry form (in print or via the on-site digital kiosk) with their full name, email address, telephone number and province of residence; 

7. Confirming they have read and agree to these Official Rules; and 

8. Submitting the completed entry to a Meridian representative on-site. 

Upon successful entry, the Entrant will receive one (1) complimentary snack from the Meridian Movie Market while supplies last. The snack is offered as a thank-you for visiting the booth and is not consideration for entry; no purchase or payment of any kind is necessary to enter or win. 

Limit: One (1) entry per person, per Participating TOPS event. Entries that are illegible, incomplete, mechanically reproduced, late, or that otherwise do not comply with these Official Rules will be disqualified at the Sponsor's sole discretion. 

NO-PURCHASE-NECESSARY ALTERNATE ENTRY  

To enter without attending a Participating TOPS Event, an Entrant may mail a hand-printed entry containing their full name, address, telephone number, email address, date of birth, and a 50-word essay titled "Why I Want to Bank with Meridian" to: TOPS Meridian Movie Market Contest, 3280 Bloor Street West, Centre Tower 7th Floor, Toronto, ON M8X 2X3. Alternate entries must be received by August 23, 2026. Limit one (1) alternate entry per Entrant in the Contest Period. 

PRIZE 

One (1) Prize is available to be won, consisting of: 

  • $5,000 CAD, paid by deposit into a new eligible Meridian chequing account (see below) opened by the confirmed winner. 

Total approximate retail value of all prizes available to be won: $5,000 CAD. 

CONDITIONS OF PRIZE FULFILLMENT — ACCOUNT OPENING REQUIREMENT (if not an existing Meridian Member)

To receive the Prize, the confirmed winner must, within thirty (30) calendar days of being notified: 

9. Be approved through Meridian's standard account-opening qualification process (which will include identity verification and a credit check).

10. Purchase a $1 Meridian Membership Share (if not already a Member) and open (or have ) an eligible Meridian chequing account in any of the following packages: Senior Everyday, Senior Unlimited, Everyday, Digital, Unlimited, or Student Chequing Package (the “Prize Account”); and 

11. Maintain the Prize Account in good standing through the date the Prize is deposited. 

The $5,000 Prize will be deposited into the Prize Account within thirty (30) days following confirmation that all of the above have been satisfied. If the winner fails to satisfy these conditions within the required timeframe, the Prize will be forfeited and the Sponsor reserves the right, in its sole discretion, to select an alternate winner from among the remaining eligible entries. 

The Prize must be accepted as awarded and has no cash surrender value other than as set out above. 

PRIZE SUBSTITUTION 

The Sponsor reserves the right, in its sole discretion, to substitute an alternate prize of equal or greater value if the advertised Prize is unavailable, in whole or in part, at the time of award, for any reason. The Prize must be accepted as awarded and has no cash surrender value other than as set out in these Official Rules. 

WINNER SELECTION & SKILL-TESTING QUESTION 

One (1) winner will be selected by random draw from all eligible entries received during the Contest Period. The draw will take place on or about September 10, 2026, at Meridian's offices in Toronto, Ontario. 

The odds of being selected depend on the total number of eligible entries received. 

The winning Entrant will be contacted by email and/or telephone using the contact information provided at entry. Up to three (3) attempts will be made to contact the winning Entrant within five (5) business days following the draw. To be declared the winner, the winning Entrant must: 

12. Correctly answer, unaided, a time-limited mathematical skill-testing question; 

13. Sign and return a Declaration of Eligibility and Liability/Publicity Release (“Release”) in the form provided by the Sponsor; and 

14. Satisfy the account-opening conditions set out above (if applicable).

If the winning entrant cannot be reached after three (3) attempts, fails the skill-testing question, fails to return the signed Release within ten (10) business days, or is otherwise non-compliant with these Official Rules, the Winning Entrant will be disqualified and an alternate entrant will be selected by random draw from among the remaining eligible entries. 

PUBLICITY 

By accepting the Prize, the winner consents to the use of their name, city of residence, photograph, voice, video footage, statements, and likeness by the Sponsor and its marketing partners, without further notice or compensation, in any advertising and publicity carried out in connection with the Contest, in any media now known or hereafter developed, worldwide and in perpetuity. 

PRIVACY 

Personal information collected from Entrants will be used by Meridian for the purposes of administering the Contest. Where the Entrant has provided express consent at the time of entry, Meridian may use the information to send marketing communications regarding Meridian products and services; Entrants may unsubscribe at any time. All personal information is collected and handled in accordance with Meridian's Privacy Statement, available at meridiancu.ca/about-meridian/privacy-and-security, and applicable Canadian privacy legislation including Canada's Anti-Spam Legislation (CASL). 

RELEASE AND INDEMNIFICATION 

In plain language: By entering this Contest, you agree that Meridian, TOPS, and our partners are not responsible for any injury, loss, damage, or dissatisfaction related to the Contest, the snack you receive at the booth, or the Prize. You also agree to cover any costs we incur if you break these rules. 

By entering the Contest, each Entrant (and the confirmed winner as a condition of receiving the Prize) agrees to release, discharge and hold harmless Meridian, Toronto Outdoor Picture Show, their respective parent, related and affiliated companies, subsidiaries, subcontractors, advertising and promotional agencies, counsel, partners, and each of their respective directors, officers, employees, members, shareholders, successors, partners, licensees, subsidiaries, agents, artists, advisors, assignees, and all others associated with the administration, development and execution of the Contest (the "Released Parties") from and against any and all manner of action, cause of action, claim or demand, loss or injury, use or misuse of the Prize, suit, debt, covenant, contract, including legal fees and expenses, whatsoever, including but not limited to, claims based on negligence, breach of contract and fundamental breach, failure of any third-party contractor or supplier used in connection with any aspect of the Contest to perform or deliver any goods or services, any act of God or any other event beyond the Released Parties' control, any dissatisfaction of any kind by the winner with any aspect of the Contest or the Prize, liability for physical injury (including from consumption of any snack received at the Meridian Movie Market booth), death, or property damage which the Entrants, guests, their heirs, successors or assigns have, might have or could have suffered, by reason of or arising out of the Entrant's participation in the Contest and/or in connection with the acceptance and/or exercise of the Prize. 

Each Entrant further agrees to indemnify the Released Parties against any loss, damage or expense, including legal fees, that any of the Released Parties may suffer or incur as a result of any non-compliance by the Entrant with these Official Rules or participation in the Contest. 

INTELLECTUAL PROPERTY 

All intellectual property associated with the Contest, including but not limited to all trademarks, logos, slogans, designs, copy, images, video, and audio, is owned by the Sponsor or used under licence. All rights reserved. Unauthorized copying, reproduction, distribution, or use of any Contest materials is strictly prohibited. 

RULE AMENDMENTS 

The Sponsor reserves the right, in its sole discretion, to amend or modify these Official Rules, or to modify, cancel, suspend, or terminate the Contest, in whole or in part, at any time and without prior notice, for any reason. Any amendments will be posted at meridiancu.ca/movie-market-contest and will take effect upon posting. 

CONTEST DISRUPTION 

If, for any reason, the Contest is not capable of running as originally planned — including by reason of infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, weather, public health restrictions, or any other cause beyond the reasonable control of the Sponsor that corrupts or affects the administration, security, fairness, integrity, or proper conduct of the Contest — the Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Contest and to conduct a random draw from among all previously received eligible entries. 

DISPUTES REGARDING IDENTITY OF ENTRANT 

In the event of a dispute regarding the identity of an Entrant, entries will be declared made by the Authorized Account Holder of the email address submitted at the time of entry. "Authorized Account Holder" means the natural person assigned the email address by an internet service provider, online service provider, or other organization responsible for assigning email addresses for the domain associated with the submitted email address. A winning entrant may be required to provide proof, satisfactory to the Sponsor, that they are the Authorized Account Holder. 

SOCIAL MEDIA 

This Contest is in no way sponsored, endorsed, administered by, or associated with Instagram, Meta, Facebook, TikTok, X (Twitter), or any other social media platform. By entering, Entrants acknowledge that they are providing information to the Sponsor and not to any social media platform, and release each such platform from any and all liability associated with this Contest. 

GENERAL TERMS 

  • This Contest cannot be combined with any other Meridian offer, including but not limited to Meridian's New Chequing Account Cash Bonus offers. 
  • The standard monthly package fee for the chequing account opened to receive the Prize will be charged in accordance with the applicable Meridian rates and fees for personal accounts. 
  • Meridian reserves the right to suspend, disqualify, limit, or revoke entry by any Entrant it finds, or believes, is manipulating or otherwise abusing the process, fairness, or integrity of the Contest. 
  • Meridian and TOPS are not responsible for entries that are lost, late, misdirected, illegible, incomplete, or that fail to be received due to problems or technical issues including those issues with telephone networks or lines, the internet, computer online systems or servers, computer software problems, or any other delays. 
  • This Contest is intended for promotional purposes only and does not constitute financial or legal advice or an opinion related to the acquisition, suitability, or use of any of Meridian's products or services. 
  • Any dispute, controversy, or claim arising out of or relating to this Contest, including any question regarding its existence, interpretation, validity, breach, or termination, shall be governed by the laws of the Province of Ontario and shall be resolved exclusively in the courts of Toronto, Ontario. By participating in this Contest, an Entrant irrevocably submits to the jurisdiction of such courts and waives any objection to the venue or jurisdiction of such courts.
  • For any questions or concerns regarding this Contest, please contact 1-866-592-2226.

Sponsor: Meridian Credit Union Limited, 75 Corporate Park Drive, St. Catharines, Ontario.