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Diversity Market-Linked GIC

Features and benefits

  • 100% participation rate - receive the full gains of the Market-linked GIC over the term, up to a maximum rate (return is based on the cumulative return of the basket of securities)
  • Principal completely guaranteed at maturity
  • Earned interest paid at maturity
  • $100 minimum investment for registered and non-registered accounts
  • No management fees or commissions
  • Available for a 3 or 5-year term
  • Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

Open Market-linked GIC

Current sales period details

Rate of Return

  • Current Offering: September 22, 2026 to November 13, 2026
  • Minimum cumulative rate over 3-year period: 4.00% (1.32% annualized)
  • Minimum cumulative rate over 5-year period: 8.00% (1.55% annualized)
  • Maximum cumulative rate over 3-year period: 20.00% (6.27% annualized)
  • Maximum cumulative rate over 5-year period: 45.00% (7.71% annualized)


View performance results

StocksWeight
Accenture PLC
5%
Air Liquide SA5%
Bank of Nova Scotia/The
5%
BCE Inc
5%
Capgemini SE
5%
Digital Realty Trust Inc
5%
General Mills Inc.5%
Home Depot Inc/The
5%
Koninklijke Ahold Delhaize NV
5%
Merck KGaA
5%
Nordea Bank Abp
5%
Novartis AG
5%
Nutrien Ltd
5%
Publicis Groupe SA
5%
QUALCOMM Inc
5%
Stellantis NV
5%
Telefonaktiebolaget LM Ericsson
5%
Tryg A/S
5%
Union Pacific Corp
5%
Verizon Communications Inc
5%
Total100%