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Diversity Market-Linked GIC

Diversity Market-Linked GIC

Features and benefits

  • 100% participation rate - receive the full gains of the Market-linked GIC over the term, up to a maximum rate (return is based on the cumulative return of the basket of securities)
  • Principal completely guaranteed at maturity
  • Earned interest paid at maturity
  • $100 minimum investment for registered and non-registered accounts
  • No management fees or commissions
  • Available for a 3-year term
  • Available for a 5-year term
  • Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

Current sales period details

Rate of Return

  • Current Offering: March 19, 2024 to May 17, 2024
  • Minimum cumulative rate over 3-year period: 7.00% (2.28% annualized)
  • Minimum cumulative rate over 5-year period: 10.00% (1.92% annualized)
  • Maximum cumulative rate over 3-year period: 30.00% (9.14% annualized)
  • Maximum cumulative rate over 5-year period: 60.00% (9.86% annualized)
Agnico Eagle Mines Ltd5%
ASML Holding NV5%
AstraZeneca PLC5%
CGI Inc5%
Cie Generale des Etablissements Michelin SCA5%
Cisco Systems Inc5%
CSL Ltd5%
Cummins Inc5%
General Mills Inc5%
Kone Oyj5%
Koninklijke Ahold Delhaize NV5%
National Bank of Canada5%
Partners Group Holding AG5%
Sekisui House Ltd5%
Shionogi & Co Ltd5%
Telenor ASA5%
TELUS Corp5%
Tokyo Electron Ltd5%
Toronto-Dominion Bank/The5%