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Learn how to transfer money between different banks using the mobile banking app

Transfer money between your Meridian accounts and your accounts at other banks with the Meridian Mobile Banking app. Once you link your external bank accounts, you can easily transfer funds to and from your linked accounts. In this guide, we’ll take you through the process, step by step. Review the steps below or download the guide as a PDF (1.19 MB).

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Step 1: Select Linked Accounts

Once you have signed in to the mobile banking app, navigate to the Transfers page by tapping on the blue ‘Transfers’ tab in the top menu.

Under ‘What type of transfer?’, select the ‘Linked Accounts’ option, then tap on the ‘Manage’ tab in the top menu.

On the ‘Linked Accounts’ page, tap the ‘Link My Other Bank’ button to continue.



On the Link My Other Bank page, tap the “Link My Other Bank” button to continue.

Select the financial institution you want to link to.

Tip: If your bank or credit union doesn’t appear on the screen, search for it in the ‘Other Banks & Credit Unions’ drop down list. If it isn’t listed in the drop down list, tap ‘Link manually’ to manually link your account.



Step 3: Sign in to your external bank

Enter your regular sign in credentials for your other bank. Don’t worry, the credentials you provide are secure and are not stored in any way.

Check the box to agree to the Terms and Conditions.

Tap the ‘Next’ button to continue.



Step 4: Select your external account

From the list of eligible accounts, select the one you’d like to link. Tap ‘Next’ to continue.

The accounts are now linked. Tap on ‘Manage Linked Accounts’ to view and manage all your linked external accounts.



Step 5: Make a transfer now

Tap the ‘Transfers’ tab in the top menu.

Under ‘What type of transfer?', select ‘Linked Accounts’.

Select the account that you’d like the money to come out of using the drop down list under ‘From Account’.

Select the account you’d like to move the money into using the drop down list under ‘To Account’.

Tip: External transfers work both ways so you can use this feature to transfer money from your external bank account to your Meridian account and vice versa.

Under ‘Amount’, type in the amount of money you want to transfer.

Tip: You can transfer up to $10,000/day, $70,000/week, and $250,000/month.

To make a transfer immediately, select the option ‘Now’ under the section, ‘When’.

Tip: Keep in mind that transfers between different banks can take up to 3 business days, and incoming transfers may be subject to an additional hold period.

Tap the ‘Review’ button to continue.



Step 6: Confirm your transfer

On this screen, you can review the information you’ve submitted, and edit it or cancel if you wish.

If all the information is correct, tap the 'Confirm’ button to confirm this external transfer.

Your transfer is now complete.



Step 7: Set up a future-dated transfer

To schedule a future one-time transfer, first ensure all the fields on the screen are filled in, including ‘From Account’, ‘To Account’, and ‘Amount’. Under the section, ‘When’, select the option, ‘Later’.

Schedule the transfer date by tapping on the calendar icon at the bottom right of the screen.

In the pop-up screen, use the scrolling options to choose a date for your future transfer. Tap the yellow ‘Confirm’ button.

Tap the ‘Review’ button to continue to the next step.

On the next screen, you can review the information you’ve submitted, and edit it or cancel if you wish.

If all the information is correct, tap the 'Confirm’ button to confirm this future-dated external transfer.



Step 8: Set up an ongoing transfer

To set up an ongoing transfer, first ensure all the fields on the screen are filled in, including ‘From Account’, ‘To Account’, and ‘Amount’. Under the section, ‘When’, select the option, ‘Ongoing’.

Select how frequently you’d like transfers to occur (every ‘x’ number of weeks or months).

Choose the date that you would like transfers to begin by tapping on the calendar icon.

Finally, set the expiration date for the recurring transfers using one of the three options provided. This can be after a certain amount of transfers, on a certain date, or until you cancel.

Tap the ‘Review’ button to continue to the next step.

On the next screen, you can review the information you’ve submitted, and edit it or cancel if you wish.

If all the information is correct, tap the 'Confirm’ button to confirm this ongoing external transfer.


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