Ways to bank

Banking at branches, ATMs, and on the phone

Q: Learn more about voice authentication

What is voice authentication? Voice authentication is like a special password that uses your voice to check if it's really you. Meridian's phone system listens to how you speak and validates that it's you when accessing your banking information through our Contact Centre. We do this by creating a special recording of your voice (a voiceprint) that is unique to you. Every time you call our Contact Centre, our system checks to make sure your voice matches the recording on file. What are the benefits? With voice authentication, manual authentication questions are no longer needed. When you call our Contact Centre, our system will automatically validate that it's you. This quickens the process to talk to a live representative. All we need is your voice and a unique passphrase of your choosing. More importantly, your voiceprint is uniquely you, which helps keep your banking information safe. How will my information be used? Your voiceprint will only be used to validate your identity over the phone. All personal information obtained by Meridian will be handled in accordance with our Privacy Policy. You can withdraw from voice authentication any time by calling our Contact Centre at 1-866-592-2226. How can I enroll? Step 1: Call our Contact Centre at 1-866-592-2226. We’ll verify your identity and confirm your eligibility. Step 2: Set up your voice authentication. We’ll guide you through the process. It’s as easy as speaking naturally. Step 3: You’re all set. Once enrolled, your voice will be used for all future calls to quickly validate your identity.

Q: How to get a Meridian debit card

Option 1 Sign in to online banking or the Meridian mobile app and order a debit card under the Card Settings tab. This is what to expect: We’ll send you a debit card in the mail Shortly afterward, in a separate mailing, you’ll receive your temporary PIN You can change your PIN to something permanent at any ATM Option 2 Call the Contact Centre at 1-866-592-2226 and speak to one of our representatives. This is what to expect: We’ll send you a debit card in the mail Shortly afterward, in a separate mailing, you’ll receive your temporary PIN You can change your PIN to something permanent at any ATM Option 3 Visit a branch and we’ll give you a debit card and temporary PIN. You can update your PIN at the ATM immediately.

A Meridian employee greets a Member at the front desk in a branch

Bank at our branches

With over 90 branches in Ontario, we help more than a quarter of a million Members grow their lives and businesses. Visit us at a location near you for in person service, including day-to-day banking and financial advice.

To ensure the safety and security of our Members and employees, we’ve introduced enhanced security procedures across our branch network, including a reduction in on-site cash holdings.

Find a branch

An older, dark-skinned man sitting on a comfortable chair, talking on the phone.

Bank on the phone

Choose telephone banking for automated service or connect with our Contact Centre for assistance, advice, and access to your accounts. Our trained representatives and advisors can help with loans, lines of credit, mortgages, investments and more.

Call: 1-866-592-2226

Hours: Monday to Sunday: 8:00 AM – 12:00 AM (EST/EDT)

Simplify your phone banking experience with voice authentication

Voice authentication is fast and secure way to verify your identity over the phone. The sound of your voice is like a password, unique only to you. For a secure and more streamlined phone banking experience, enroll for voice verification today. To get started, call us at 1-866-592-2226.

Bank at our ATM's

With your Meridian debit card, you get free access to your money anytime, anywhere, on THE EXCHANGE® Network – one of Canada’s largest ATM networks, which features thousands of surcharge-free ATMs¹.

Find ATMs in Meridian branches, credit unions, convenience stores and more. Also, get access to over 40,000 ATMs, surcharge-free, at prime retail locations in the U.S. through THE EXCHANGE Network’s partnership with Allpoint.

Find an ATM

A woman pays for her coffee by tapping her debit card

Bank and make purchases with your Meridian debit card

Use your Meridian Debit Card at any of our branches or partnering EXCHANGE Network® ATMs across Canada and the United States. With your card you can withdraw cash, make INTERAC® debit payments, deposit cash and cheques to your accounts, transfer funds, and pay utility bills at select ATMs.

INTERAC Flash® - pay for everyday purchases quickly and securely with one tap of your card at the checkout. You can use it wherever you see the INTERAC Flash® logo.

Standard debit card transactions limits:

Point-of-sale limit: $1,000.00
ATM withdrawal limit: $500.00
Single purchase tap limit: $250.00
Cumulative tap limit: $300.00

Questions? There are several ways to get in touch

FIND A BRANCH OR ADVISOR CALL US: 1-866-592-2226 BOOK AN APPOINTMENT