Meridian Credit Card Survey Contest

1. CONTEST PERIOD: 

The Meridian Credit Card Survey Contest (the “Contest”) starts on December 8th, 2021 and closes on or about December 20th, 11:59 PM Eastern Standard Time. The Contest is sponsored by Meridian Credit Union (the “Sponsor”). Maru/Matchbox Canada Inc. (“MARU/MATCHBOX”) has been retained by the Sponsor to administer the Contest. The Sponsor is and shall remain solely responsible for the delivery of the Prize(s) to the winner(s).

2. ELIGIBILITY: 

This Contest is open to targeted Meridian Members that have been contacted by Meridian and invited to participate in the Meridian Credit Card Survey (“Entrants”). All Entrants must be 18 years of age or older, at the time of entry into the Contest. Employees, agents and representatives of the Sponsor and its affiliates, MARU/MATCHBOX and its subsidiaries or affiliates and each of their respective advertising and promotion agencies are not eligible to win, nor are the parents, siblings and children of any such employee, agent or representative or any person with whom such employee, agent or representative is domiciled.

3. PRIZES: 

There will be a random draw (the “Draw”) in the Contest consisting of 10 cash prizes of $100 each (the “Prizes”) for an aggregate of $1,000 in Prizes to be given away during the Contest Period. The Prizes will be awarded on or about January 15th 2022 the “Draw Date”). All Prizes are to be awarded in CAN dollars by MARU/MATCHBOX’s prize provider, Pay Incentives (the “Prize Provider”) in the form of a virtual pre-paid VISA card, bank deposit or other options offered by the Prize Provider (such options are subject to change) in accordance with the Prize Awarding requirements set out below. Limit of one (1) prize per household.

4. HOW TO PARTICIPATE: 

The Contest is offered electronically via the Internet. All Entrants may enter the Contest by following the link in the Entrant’s invitation to the Meridian Credit Card Survey and completing the survey online. Entrants will receive one (1) entry for completion of the Meridian Credit Card Survey during the Contest period. However, neither completion of Meridian Credit Card Survey, nor the purchase of any goods or services, is required to enter the Contest. Entrants may also enter the Contest by using the alternate means of Contest entry set out in item 5.

5. ALTERNATE MEANS OF CONTEST ENTRY: 

Entrants may receive one (1) entry by legibly printing the Entrant’s name, street address, city, province, postal code, telephone number, complete email address, on a 3 x 5 inch (or 7.5 x 12.5 cm) piece of paper and mailing it to [Meridian Credit Card Survey Contest], c/o MARU/Matchbox, Attention: Incentives Team, 595 Burrard Street, Suite 1600, Vancouver, BC, V7X 1L3. All entries become the exclusive property of MARU/MATCHBOX and will not be acknowledged or returned. 

Please note the URL address of the survey is necessary to identify the specific contest being entered. The URL address can be found in the link provided in the email that Meridian will send. Mail-in entries that do not include the URL address will not be valid.

6. CONTEST DRAW(S): 

The draw will be held in Vancouver, British Columbia beginning at 2:00 p.m. Pacific Time on the Draw Date from all eligible entries received. Winners will be determined by random drawing from all eligible entries received by MARU/MATCHBOX by noon on the day before the Draw Date. The odds of winning are ten (10) in the number of eligible entries received. The odds of an entry winning any Prize will be the same, whether the entry was automatically generated or by alternate means of entry.

7. PRIZE AWARDING: 

Potential winners will be notified by email within 15 days of the drawing. Prizes will be awarded only on verification by MARU/MATCHBOX that all contest requirements have been met by the winners. Each Prize must be accepted as awarded and no substitution, transfer, conversion or assignment of Prizes will be allowed, unless at the discretion of the Sponsor which may substitute a Prize of comparable or greater value. No correspondence will be entered into except with selected Entrants at the email address listed on the MARU/MATCHBOX systems, or on the mail-in entries. 

MARU/MATCHBOX will notify the winner by email within 15 days of the Draw Date. The winner will have three (3) calendar days from notification to accept the Prize by email, and will be instructed whom to contact at that time. MARU/MATCHBOX is not responsible for and shall not be liable for late, lost, misdirected, or unsuccessful efforts to notify the winner. If a selected Entrant cannot be contacted within the allotted time MARU/MATCHBOX reserves the right to void that entry and select another eligible Entrant for that Prize. In order to be declared an official winner the selected Entrants will be required to complete, sign and return to MARU/MATCHBOX a Declaration and Release Form within seven (7) days of receipt. If a selected Entrant(s) fails to complete, sign and return the Declaration and Release Form to MARU/MATCHBOX within seven (7) days the Sponsor reserves the right to void that entry and select another eligible Entrant for that Prize. By completing, signing and returning the Declaration and Release Form, the Entrant (i) confirms compliance with these Contest Rules and Regulations, (ii) releases and forever discharges the Sponsor and its affiliates, MARU/MATCHBOX, its affiliates and subsidiaries and their respective advertising and promotional agencies from all claims, demands, damages, actions and causes of action arising or to arise by reason of the acceptance or use of the Prize, and (iii) gives permission to the Sponsor and MARU/MATCHBOX, at their option, to publish or otherwise use the Entrant’s name, address, photograph, voice and comments, without compensation, in any publicity carried out by the Sponsor or MARU/MATCHBOX or their respective advertising agencies. 

Any Cash Prize awarded will be delivered by the Sponsor, MARU/MATCHBOX or by a third-party retained by the Sponsor or MARU/MATCHBOX for the purpose of fulfilling the prize (in which case the Entrant consents to the disclosure of his/her name, address and such other personal information as is required for the limited purpose of delivering the prize to the winner) to the official winner within 10 days after receipt of the signed and fully completed Declaration and Release Form, including the correct answer to the time-limited, skill testing mathematical question that will be posed to the potential during a person to person call.

8. CONTEST GENERAL RULES: 

By entering the Contest, Entrants agree to abide by these Contest Rules and Regulations and the decisions of MARU/MATCHBOX, which are final.

9. WINNERS LIST: 

To obtain a copy of the winner list or a copy of the Contest Rules and Regulations, send your request to: [Meridian Credit Card Survey Contest Winners List], C/o MARU/Matchbox, Attention: Incentives Team, 595 Burrard Street, Suite 1600, Vancouver, BC, V7X 1L3. Requests must include a self-addressed stamped envelope.

10. DISQUALIFICATION: 

Neither the Sponsor or MARU/MATCHBOX are responsible for lost, interrupted or unavailable network server or other connections, miscommunications, failed telephone or computer or telephone transmissions or technical failure, jumbled, scrambled or misdirected transmissions, or other error of any kind whether human, mechanical or electronic. Persons found tampering with or abusing any aspect of this Contest or any other MARU/MATCHBOX hosted website, as determined by MARU/MATCHBOX, in its sole discretion, will be disqualified. If disqualified for any of the above abuses, MARU/MATCHBOX reserves the right to terminate the Entrant’s eligibility to participate. In the event any portion of this Contest is compromised by virus, bugs, non-authorized human intervention or other causes beyond the control of MARU/MATCHBOX, which in the sole opinion of MARU/MATCHBOX, corrupts or impairs the administration, security, fairness or proper entry into the contest, MARU/MATCHBOX reserves the right, in its sole discretion, to suspend or terminate the Contest and to award Prize(s) to individuals selected at random from the pool of Entrants received up to the point of termination. In no event will more Prizes be awarded than those listed in the Contest Rules and Regulations.

11. TAX INFORMATION: 

Liability for any applicable taxes imposed by any government, if any, on any Prize won is the sole responsibility of the winner of such Prize.

12. APPLICABLE LAWS: 

This Contest is subject to all applicable federal, provincial and county laws. Void where prohibited or restricted by law.

13. PRIZE DISCLAIMER: 

MARU/MATCHBOX shall not be responsible or liable to Entrants for any losses, damages or costs incurred as a result of Entrants entering the Contest or use of a Prize won in connection with this Contest or the failure by the Sponsor to deliver the Prize to the winner in accordance with the Contest Rules and Regulations. By participating in the Contest, each Entrant agrees to release and hold harmless MARU/MATCHBOX and the employees, officers, directors, shareholders, agents, representatives of MARU/MATCHBOX, its parent company, affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, harmless from any and all losses, damages, rights, claims and actions of any kind in connection with the Contest or resulting from acceptance, possession, or use of any prize, including without limitation, personal injury, death, and property damage, and claims based on publicity rights, defamation, or invasion of privacy.

14. DATA PROTECTION NOTICE: Entrants’ personal information is protected by Meridian’s privacy policy which can be found at www.meridiancu.ca.