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Renewing or refinancing your mortgage

Your life changes. Your mortgage can too.

When your mortgage term is up, or if you want to access your home equity or lower your payments, you can renew your mortgage or refinance. It’s a great way to make sure you have the best mortgage moving forward.

Want to talk to an expert?

Find a mortgage specialist

Research renewal and refinancing


What are your options? How do you figure out what to do with your mortgage? Here’s what you need to know.

Should you renew or refinance?

Refinancing your mortgage: How it works

Calculate how much mortgage you can afford

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Change the shape of your mortgage


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How do you want to alter your mortgage? What changes would help you most moving forward? Here’s what you need to know.

Switching your mortgage

Choosing a mortgage

Understanding mortgage interest rates

Calculate your mortgage payments

Close the deal


Once you’ve decided what to change about your mortgage, all that’s left is to finalize the details. Here’s what you need to know.

Finalizing your mortgage renewal

Finalizing your mortgage

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